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Provident Fund Calculator India - Calculate PF Amount Online | FinCalculators

Provident Fund Calculator

* Employer contribution is auto-calculated and included in the final PF amount based on your input.

Your Provident Fund Result

Description Amount
Total PF Accumulation on Retirement ₹ 0

Understanding Provident Fund (PF) in India

The Provident Fund (PF), managed by the Employees’ Provident Fund Organisation (EPFO), is a mandatory retirement savings scheme in India. Both employees and employers contribute 12% of the basic salary (plus dearness allowance, if applicable) each month, accumulating with interest over time to provide financial security post-retirement.

Key Features

  • Interest Rate: For FY 2023-24, the PF interest rate is 8.25% per annum, credited annually.
  • Tax Benefits: Contributions up to ₹1.5 lakh qualify for tax deductions under Section 80C, and interest earned is tax-exempt.
  • Withdrawal: Partial withdrawals are allowed for specific purposes (e.g., marriage, housing) after a minimum service period.

Use our PF Calculator to estimate your total accumulation based on your contributions and tenure!

Why Use Our PF Calculator?

Our free Provident Fund Calculator helps Indian employees plan their retirement savings effortlessly. Calculate your PF amount online, including employer contributions and interest, to understand your financial future with precision.