Deposit Rates

FD Rates

Bank-wise fixed deposit rates snapshot. Last updated: 25 Apr 2026

Rates are indicative snapshots for deposits below ₹2 crore and can change by bank policy, amount bucket, and date.

Bank-wise slabs Regular + senior rates Mobile-friendly comparison

Compare FD rates quickly

Filter by bank and compare tenure slabs for regular and senior citizen deposits.

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Bank Tenure / Days Regular Senior Citizen Conditions
State Bank of India (SBI) 7-45 3.50% 4.00% Domestic term deposits
State Bank of India (SBI) 46-179 5.50% 6.00% Domestic term deposits
State Bank of India (SBI) 180-210 6.25% 6.75% Domestic term deposits
State Bank of India (SBI) 211 days-<1 year 6.50% 7.00% Domestic term deposits
State Bank of India (SBI) 1 year-<2 years 6.80% 7.30% Domestic term deposits
State Bank of India (SBI) 2 years-<3 years 7.00% 7.50% Domestic term deposits
State Bank of India (SBI) 3 years-5 years 6.75% 7.25% Domestic term deposits
HDFC Bank 7-29 3.00% 3.50% Domestic deposits below ₹2 crore
HDFC Bank 30-89 3.50% 4.00% Domestic deposits below ₹2 crore
HDFC Bank 90 days-<6 months 4.50% 5.00% Domestic deposits below ₹2 crore
HDFC Bank 6 months 1 day-<1 year 5.75% 6.25% Domestic deposits below ₹2 crore
HDFC Bank 1 year-<15 months 7.00% 7.50% Domestic deposits below ₹2 crore
HDFC Bank 15 months-<2 years 7.10% 7.60% Domestic deposits below ₹2 crore
HDFC Bank 2 years 1 day-5 years 7.00% 7.50% Domestic deposits below ₹2 crore
ICICI Bank 7-29 3.00% 3.50% Domestic deposits below ₹2 crore
ICICI Bank 30-90 3.50% 4.00% Domestic deposits below ₹2 crore
ICICI Bank 91-184 4.75% 5.25% Domestic deposits below ₹2 crore
ICICI Bank 185-270 5.75% 6.25% Domestic deposits below ₹2 crore
ICICI Bank 271 days-<1 year 6.00% 6.50% Domestic deposits below ₹2 crore
ICICI Bank 1 year-<15 months 7.00% 7.50% Domestic deposits below ₹2 crore
ICICI Bank 15 months-2 years 7.10% 7.60% Domestic deposits below ₹2 crore
ICICI Bank 2 years 1 day-5 years 7.00% 7.50% Domestic deposits below ₹2 crore
Punjab National Bank (PNB) 7-45 3.50% 4.00% Domestic deposits below ₹2 crore
Punjab National Bank (PNB) 46-179 5.50% 6.00% Domestic deposits below ₹2 crore
Punjab National Bank (PNB) 180-270 6.25% 6.75% Domestic deposits below ₹2 crore
Punjab National Bank (PNB) 271 days-<1 year 6.50% 7.00% Domestic deposits below ₹2 crore
Punjab National Bank (PNB) 1 year 6.80% 7.30% Domestic deposits below ₹2 crore
Punjab National Bank (PNB) 1 year 1 day-3 years 7.00% 7.50% Domestic deposits below ₹2 crore
Punjab National Bank (PNB) 3 years-5 years 6.50% 7.00% Domestic deposits below ₹2 crore
Bank of Baroda 1 year-<2 years 6.85% 7.35% Domestic deposits below ₹2 crore
Bank of Baroda 2 years-3 years 7.05% 7.55% Domestic deposits below ₹2 crore
Canara Bank 1 year 6.85% 7.35% Domestic deposits below ₹2 crore
Canara Bank 2 years-<3 years 7.20% 7.70% Domestic deposits below ₹2 crore
Union Bank of India 1 year 6.80% 7.30% Domestic deposits below ₹2 crore
Union Bank of India 399 days 7.25% 7.75% Special tenure slab
Bank of India 1 year 6.80% 7.30% Domestic deposits below ₹2 crore
Bank of India 2 years-<3 years 7.00% 7.50% Domestic deposits below ₹2 crore
Indian Bank 1 year 6.80% 7.30% Domestic deposits below ₹2 crore
Indian Bank 2 years-3 years 7.10% 7.60% Domestic deposits below ₹2 crore
IDBI Bank 1 year 6.80% 7.30% Domestic deposits below ₹2 crore
IDBI Bank 2 years-3 years 7.00% 7.50% Domestic deposits below ₹2 crore
Yes Bank 1 year-<2 years 8.00% 8.50% Domestic deposits below ₹3 crore
Yes Bank 2 years-<3 years 7.75% 8.25% Domestic deposits below ₹3 crore
IndusInd Bank 1 year-<2 years 7.99% 8.49% Domestic deposits below ₹2 crore
IndusInd Bank 2 years-<3 years 7.75% 8.25% Domestic deposits below ₹2 crore
Federal Bank 1 year 7.10% 7.60% Domestic deposits below ₹2 crore
Federal Bank 2 years-<3 years 7.15% 7.65% Domestic deposits below ₹2 crore
IDFC FIRST Bank 1 year-<2 years 7.50% 8.00% Domestic deposits below ₹2 crore
IDFC FIRST Bank 2 years-<3 years 7.25% 7.75% Domestic deposits below ₹2 crore
AU Small Finance Bank 1 year-<2 years 8.00% 8.50% Domestic deposits below ₹2 crore
AU Small Finance Bank 2 years-<3 years 8.10% 8.60% Domestic deposits below ₹2 crore
Ujjivan Small Finance Bank 1 year 8.25% 8.75% Domestic deposits below ₹2 crore
Ujjivan Small Finance Bank 2 years-<3 years 8.20% 8.70% Domestic deposits below ₹2 crore
Disclaimer: The FD interest rates shown above are for representation purposes only and may not reflect the most current rates. Rates are subject to change without prior notice. Please verify the latest rates directly with the respective bank before making any investment decisions.

FD Interest Rates Guide for Better Deposit Planning

Compare the latest bank FD rates across tenure buckets to identify options aligned with your savings horizon. This fixed deposit rates table helps you review regular and senior citizen slabs quickly before opening or renewing deposits.

How to use this FD rates table

Filter by bank, compare tenure-wise returns, and check conditions before choosing short-term or long-term fixed deposits.

FD rates for senior citizens

Many banks provide an additional senior citizen FD rate over regular slabs; use both columns to estimate maturity differences.

Tenure selection tips

Match FD tenure with cash-flow goals, liquidity needs, and potential rate cycles instead of selecting only the highest listed slab.

Important note

Rates may vary by amount bucket and update date, so verify the latest bank announcement before finalizing your fixed deposit.