Deposit Rates

RD Rates

Bank-wise recurring deposit rates snapshot. Last updated: 25 Apr 2026

RD rates are generally mapped to bank term-deposit slabs; confirm latest slab and compounding rules before investing.

Bank-wise slabs Regular + senior rates Mobile-friendly comparison

Compare RD rates quickly

Filter by bank and compare tenure slabs for regular and senior citizen deposits.

Loading…
Bank Tenure / Days Regular Senior Citizen Conditions
State Bank of India (SBI) 6 months-<1 year 6.25% 6.75% RD product; compounding as per bank policy
State Bank of India (SBI) 1 year-<2 years 6.80% 7.30% RD product; compounding as per bank policy
State Bank of India (SBI) 2 years-<3 years 7.00% 7.50% RD product; compounding as per bank policy
State Bank of India (SBI) 3 years-5 years 6.50% 7.00% RD product; compounding as per bank policy
HDFC Bank 6 months-<1 year 5.75% 6.25% RD linked to domestic term slab
HDFC Bank 1 year-<15 months 7.00% 7.50% RD linked to domestic term slab
HDFC Bank 15 months-<2 years 7.10% 7.60% RD linked to domestic term slab
HDFC Bank 2 years 1 day-5 years 7.00% 7.50% RD linked to domestic term slab
ICICI Bank 6 months-<1 year 5.75% 6.25% RD linked to domestic term slab
ICICI Bank 1 year-<15 months 7.00% 7.50% RD linked to domestic term slab
ICICI Bank 15 months-2 years 7.10% 7.60% RD linked to domestic term slab
ICICI Bank 2 years 1 day-5 years 7.00% 7.50% RD linked to domestic term slab
Axis Bank 6 months-<1 year 5.75% 6.25% RD linked to domestic term slab
Axis Bank 1 year-<15 months 6.75% 7.25% RD linked to domestic term slab
Axis Bank 15 months-2 years 7.10% 7.60% RD linked to domestic term slab
Axis Bank 2 years 1 day-5 years 7.10% 7.60% RD linked to domestic term slab
Punjab National Bank (PNB) 6 months-<1 year 6.25% 6.75% RD linked to domestic term slab
Punjab National Bank (PNB) 1 year 6.80% 7.30% RD linked to domestic term slab
Punjab National Bank (PNB) 1 year 1 day-3 years 7.00% 7.50% RD linked to domestic term slab
Punjab National Bank (PNB) 3 years-5 years 6.50% 7.00% RD linked to domestic term slab
Bank of Baroda 1 year-<2 years 6.85% 7.35% RD linked to domestic term slab
Bank of Baroda 2 years-3 years 7.05% 7.55% RD linked to domestic term slab
Canara Bank 1 year 6.85% 7.35% RD linked to domestic term slab
Canara Bank 2 years-<3 years 7.20% 7.70% RD linked to domestic term slab
Union Bank of India 1 year 6.80% 7.30% RD linked to domestic term slab
Union Bank of India 399 days 7.25% 7.75% Special tenure slab
Bank of India 1 year 6.80% 7.30% RD linked to domestic term slab
Bank of India 2 years-<3 years 7.00% 7.50% RD linked to domestic term slab
Indian Bank 1 year 6.80% 7.30% RD linked to domestic term slab
Indian Bank 2 years-3 years 7.10% 7.60% RD linked to domestic term slab
IDBI Bank 1 year 6.80% 7.30% RD linked to domestic term slab
IDBI Bank 2 years-3 years 7.00% 7.50% RD linked to domestic term slab
Yes Bank 1 year-<2 years 8.00% 8.50% RD linked to domestic term slab
Yes Bank 2 years-<3 years 7.75% 8.25% RD linked to domestic term slab
IndusInd Bank 1 year-<2 years 7.99% 8.49% RD linked to domestic term slab
IndusInd Bank 2 years-<3 years 7.75% 8.25% RD linked to domestic term slab
Federal Bank 1 year 7.10% 7.60% RD linked to domestic term slab
Federal Bank 2 years-<3 years 7.15% 7.65% RD linked to domestic term slab
IDFC FIRST Bank 1 year-<2 years 7.50% 8.00% RD linked to domestic term slab
IDFC FIRST Bank 2 years-<3 years 7.25% 7.75% RD linked to domestic term slab
AU Small Finance Bank 1 year-<2 years 8.00% 8.50% RD linked to domestic term slab
AU Small Finance Bank 2 years-<3 years 8.10% 8.60% RD linked to domestic term slab
Ujjivan Small Finance Bank 1 year 8.25% 8.75% RD linked to domestic term slab
Ujjivan Small Finance Bank 2 years-<3 years 8.20% 8.70% RD linked to domestic term slab
Disclaimer: The RD interest rates shown above are for representation purposes only and may not reflect the most current rates. Rates are subject to change without prior notice. Please verify the latest rates directly with the respective bank before making any investment decisions.

RD Interest Rates Guide for Monthly Savings Goals

Use this recurring deposit rates table to compare bank-wise RD interest rates by tenure and choose plans suited for disciplined monthly investing. It is useful for short-term and medium-term goal-based savings planning.

How to compare RD rates

Select a bank and review tenure slabs with regular and senior citizen rates to identify the most relevant recurring deposit option.

RD vs FD for savers

RD suits monthly contributions, while FD is better for lump-sum deposits; compare both pages together for complete deposit planning.

Compounding and maturity

Final RD maturity depends on installment timing, compounding frequency, and rate slab, so estimate returns with your actual deposit pattern.

Before investing

Confirm current recurring deposit rates and product terms from the bank, as tenure slabs and conditions can change periodically.